Saving money can be tough, especially when funds are limited, but the benefits over time are clear. Having a financial cushion can help you navigate economic downturns or unexpected emergencies. Let’s dive into some strategies to boost your savings and achieve your financial goals. Why is a savings strategy so important? Here are a few…
Back in 2010, my husband and I got married while carrying a massive $45k debt. Given our average incomes and my husband earning just above minimum wage, owning a house in one of the most expensive real estate markets felt like an impossible dream. But here we are, less than six years later, owning a…
Carrie Fisher once pointed out that “Instant satisfaction takes too much time.” This idea is quite evident today, as many of us crave quick pleasures and immediate results. We’ve become used to the expectation that our desires should be met instantly. Companies feed this mindset by creating products designed to make our lives easier and…
Current accounts, mainly used by businesses, are the most common type of bank account. They offer easy access to your money, making them a reliable financial tool when used correctly. It’s important to understand current accounts because they enable quick transactions. Knowing what a current account is and its key features is essential. **Separating Business…
Last week, I accidentally dented my car’s driver’s side by hitting a wall. Despite this unfortunate incident, it’s actually the first time in my nearly 13 years of driving that I’ve needed to file an auto insurance claim. Last year, we decided to increase our car insurance deductibles from $500 to $1,000 to save money….
Capital One Financial Corporation has made a strategic move by acquiring HSBC’s U.S. credit card division. This purchase includes over $30 billion in credit card loans and store-branded cards, for which Capital One paid a $2.6 billion premium. In addition, Capital One has expanded its reach by acquiring the online banking operations of the Netherlands-based…
Martin Winterkorn, the CEO of Volkswagen, resigned on Wednesday due to a scandal involving the company’s emission standards. He mentioned that the company needs a “fresh start” to manage the consequences of this issue, which might lead to lawsuits and significant fines for the German automaker. Winterkorn expressed his surprise and shock over the recent…
Finding affordable things to do with the family can sometimes be a challenge, especially when you’re trying to please different age groups. Time limits make it even tougher, as you might spend hours searching online for the right activities. Fortunately, we’ve found some great apps that can help you find budget-friendly family outings. Groupon Groupon…
Volkswagen is recalling 42,000 vehicles in the U.S. due to a potential airbag issue. The affected models include the Jetta, Passat, and Tiguan from 2010 to 2014. According to the National Highway Traffic Safety Administration, debris might damage a cable that powers the front airbag, which could prevent it from deploying properly. So far, nine…
Mastercard’s third-quarter results exceeded what many investors had anticipated. Usually, Mastercard and Visa perform well when consumer spending is high. So, before Mastercard’s financial report on Thursday, investors were hoping for a strong comeback after a weaker second quarter raised concerns about future growth. Despite some lingering worries in the third-quarter results, Mastercard surprised investors…