A few weeks ago, the shocking news of Target’s security breach left many people stunned and angry. This incident put millions of Target shoppers, who made purchases in November and December, at risk of identity theft because hackers got hold of their credit card information. But things have gotten even worse. It turns out that…
Making the most of family vacations is a great way to create cherished memories and strengthen family bonds. But organizing a fun and affordable trip can be tricky, especially when you want to include activities that everyone, particularly kids, will enjoy. No worries—whether your family is big or small, you can travel far without overspending….
A couple of months ago, I took a close look at the pros and cons of signing up for meal delivery services. My conclusion was that while these services can be pretty expensive and not ideal for those trying to save money or pay off debts, they’re great for busy households that need ready-made meal…
Buying a house or apartment can be daunting, especially if you’re a student or just starting your career. That’s why renting often seems like a better option. Renting offers perks like the flexibility to move, no maintenance worries, and lower overall housing costs. However, many renters aren’t aware that their landlord’s home insurance doesn’t cover…
In November 2014, my spouse and I were thrilled to buy our first home, fulfilling a dream we had long held. We’re social people and couldn’t wait to host friends and family in our new place. We also enjoyed working on home improvement projects, embracing what homeownership is all about. But, just 18 months later,…
Americans love dining out, and according to a report by Good Morning America, the average person in the U.S. spent about $2,505 on eating out in 2010, which breaks down to more than $200 a month. But you can actually cut down on these expenses without sacrificing the quality of your meals. Here are some…
If you’ve been following the news for the last few years, you’ve probably noticed how much harder it’s become to get a loan from a bank. People and businesses have been struggling to secure funds from traditional lenders, despite various efforts to improve the flow of credit. As a result, many have turned to alternative…
Peer-to-peer (P2P) lending is one of the most innovative investment models out there, and I’ve recently become a big fan of it. There are plenty of reasons to get on board with P2P lending, and I’m going to share my top five in this article. **1. Getting Rid of the Middleman** P2P lending platforms like…
As you approach retirement, it’s really important to understand Medicare thoroughly. A lot of financial advisors tend to overlook Medicare since it doesn’t directly contribute to your retirement income. However, at J.A. Lawrence Wealth Management, we believe that knowing all about your expenses, including healthcare, is vital for a successful retirement plan. So, diving deep…
Choosing the right rewards credit card can be challenging because they come in various forms and offer different earning rates and rewards, each with its own set of rules. Not selecting the best one means you could miss out on significant benefits or even tangible cash rewards. Here’s a rundown of our top 10 picks…