Black Friday has become a popular event in many households, with stores opening early on Thanksgiving night to welcome crowds of eager shoppers looking for big discounts. While some deals are great, others are designed to catch your eye and get you to spend more. So, how do you tell the good deals from the…
Scottrade, a well-known investment company, recently experienced a significant online attack resulting in a major data breach. This hack impacted information related to 4.6 million clients who registered for a Scottrade brokerage account before February 2014. During the breach, hackers accessed a vast database containing client information such as names, physical addresses, email addresses, and…
Thinking about bringing your long-awaited business idea to life? Often, the lack of resources or time makes this difficult. Even if you manage to get the funding or start a business with low costs, you still have to balance it with your main job. Daily commitments can make things tough, but starting a business can…
Picking the right rewards credit card can feel overwhelming with all the choices out there. Each card has different reward rates, types of rewards, and rules for earning and using those rewards. If you don’t choose the best rewards card for your needs, you could miss out on great benefits or savings. Here are our…
When you’re trying to save money, whether it’s to pay off debt or save for a big purchase, it’s smart to cut out unnecessary expenses. But often, the first things we give up are the fun activities we enjoy. However, hobbies are really important for our mental and emotional health. According to PsychCentral, hobbies can…
Buying a home is a big deal and a top priority for many people, but it can especially feel overwhelming for first-time buyers. The process demands not only a good credit score, but also a hefty down payment. Most people can manage to maintain a decent credit score, but saving up for that down payment…
Over the past few weeks, my spouse and I have been busy dealing with a variety of insurance expenses. We’ve tackled health insurance renewal, signed up for life insurance, and updated our car insurance after trading in our car. Paying for insurance always feels like a hassle until you actually need it. Even though health…
I absolutely love decorating our home for the holiday season. There’s nothing like walking around the neighborhood and admiring the glowing decorations. Despite the cold winter, the festive lights bring warmth to our homes. My partner and I enjoy slowly gathering and adding affordable Christmas decorations to our collection. If you’re on a budget, you…
Most people buying a home need to get a mortgage since it’s pretty rare for someone to pay the entire cost in cash. Even saving up for a down payment can be tough. As a result, many end up buying a house with little upfront cash. When this happens, lenders typically want some protection, which…
Two months ago, I let the Kirby sales team into my home, tempted by their offer of a free carpet cleaning. I didn’t expect it, but I ended up buying a Kirby vacuum. Despite this unplanned purchase, I don’t regret it. Let’s see if the pricey Kirby vacuum really deserves its cost. **Vacuums Efficiently** At…