If you hire anyone, whether they’re working casually or permanently, full-time or part-time, volunteer or paid, you must have Employers’ Liability Insurance. This insurance needs to cover at least £5 million. Failing to comply can lead to legal actions by the Health and Safety Executive and hefty fines each day. In the worst cases, you…
Two weeks ago, I talked about the crockpot and upright freezer, two of my favorite budget-friendly kitchen gadgets. It’s well known that cooking at home is not only healthier but also easier on your wallet. The right kitchen tools can make home-cooked meals simpler and quicker. Here are three other cost-effective kitchen appliances that everyone…
An offset mortgage is a pretty simple idea. It lets you use your savings to help reduce your mortgage debt, so you only pay interest on what’s left after subtracting your savings. However, your monthly mortgage payment is still calculated on the full mortgage amount before the offset, which means you end up paying off…
If you’ve ever had a full-time job, you’ve probably heard of ‘disability insurance,’ since many employers offer this benefit. They usually provide either short-term or long-term disability insurance, or sometimes both. If you’re self-employed, you might have your own individual plan. You might also be familiar with long-term care insurance (LTC). Some people confuse it…
Back-to-school shopping can get expensive quickly. At first, you might think you’re only buying essentials like pens, notebooks, and pencils, but the total cost often ends up being much more. Buying clothes, even with sales and discounts, can be particularly pricey, especially when updating a whole wardrobe for fall. For parents who spend hundreds of…
Welcome to the latest edition of Blog Swap! Today, we’re exploring the topic: “Top Eco-friendly Methods to Save Money.” After reading this, feel free to check out more insights on Retire By 40. Let’s dive into an interesting question: What’s your best strategy to live green and save money? It’s a tough one, right? Let’s…
Credit reports are like your financial biography, showing your credit history and current credit activities, such as how you’re doing with loan repayments and your credit accounts’ status. It’s important to check your credit report regularly. Most people have more than one credit report. Credit bureaus, which are companies that collect and keep your financial…
Whenever the global economy takes a hit, big banks and financial firms often see their revenues and job offerings take a nosedive. The issue today is that many of these companies are dominated by men, making it hard for women to land top jobs in the UK’s banking sector. But there’s a promising shift happening…
Sweetgreen is a rising startup that’s all about salads and is often compared to Chipotle. It was founded in 2007 by three friends from Georgetown University. Their main goal was to make healthy food fun, easy to get, and appealing to everyone. Jonathan Neman, one of the co-founders, expressed that healthy food shouldn’t just be…
When it comes to rewards credit cards, you have plenty of choices, each with different rates and types of rewards. Comparing them can be tricky because of the various earning and redemption rules. Picking the right one is important; otherwise, you might miss out on valuable perks and could lose a lot of money. Here…