Before you start looking for a house with a real estate agent, it’s a good idea to check your mortgage eligibility with a loan officer first. Once you know which type of mortgage suits your finances best, you should learn how to get that mortgage. A great first step is to meet with a loan…
Despite being home to Wall Street, a major center for global finance, nearly 13% of households in New York City don’t have a primary bank account. This figure is twice the national average. In particular, more than half of the residents in at least two neighborhoods in the Bronx are considered “unbanked,” meaning they don’t…
Starting July 1st, Twitter’s CEO, Dick Costolo, will be leaving the company. He decided to step down on his own, which means he won’t be getting any severance pay when he leaves, and he will also lose any unvested stock options. Costolo shared during a conference call that he had started this conversation with the…
Living expenses just keep going up, and many of us are finding it tough to survive on just one income. That’s why side hustles have become so popular—extra money from freelance work or unique skills on the side can really help. If your side hustle starts taking more of your time and energy than your…
Selecting the perfect rewards credit card can be challenging since they vary in earning rates, types of rewards, and rules. Missing out on the right rewards card could mean losing valuable perks and some extra cash. Here are our top 10 picks for the best rewards cards. CHASE SAPPHIRE PREFERRED CARD Great for those who…
Affordable gift ideas can be a great choice for the everyday people in your life, like colleagues, bosses, friends, and casual acquaintances. But when you’re buying for someone very important, you might need to put a bit more thought into it. Don’t worry though, we’ve got some fantastic gift ideas under $50 that will work…
There are various types of rewards credit cards, each with its own unique earning rates, reward methods, and rules. Comparing these cards can be tricky, and picking the wrong one could mean missing out on benefits or even losing money. Here are our picks for the top 10 reward credit cards: CHASE SAPPHIRE PREFERRED CARD…
Halloween is just around the corner, so it’s time to get those costumes ready. You might think you need to spend a lot at a costume store, but that’s not true at all. Before you take your kids to an expensive and possibly scary Halloween store, try these ideas. CHECK AROUND THE HOUSE Remember when…
A Home Equity Line of Credit (HELOC) lets homeowners borrow money using the equity built up in their homes as collateral. Essentially, it works like a secondary mortgage, with the first mortgage having the initial claim on the property. Have you ever wondered about the differences between a HELOC and a home equity loan? Both…
With gyms being closed for quite a while recently, many of us joked about constantly raiding the fridge while working from home. But kidding aside, it’s crucial to prioritize our health and fitness. Without good health, even simple daily tasks and achieving our goals can become tough. Although gyms are starting to reopen, it’s important…