Our pets mean the world to us, and we’ll do anything to make sure they’re happy and healthy. Bringing a pet into our lives fills our homes with love and joy, but pets can also get sick or hurt just like us. Veterinary bills can be really expensive, which causes a lot of pet owners…
Finishing college is a major milestone that deserves a special gift to celebrate. Relatives often choose to give money in a card, but after college, many students are stepping into the “real world” on their own for the first time. Here are five thoughtful gift ideas that any college graduate will love: 1. CONTRIBUTION TO…
The Platinum Card® from American Express is designed for those who appreciate a touch of luxury and travel perks. It does come with a significant $450 annual fee, but the benefits are noteworthy. For starters, there’s no interest rate since you need to pay off your balance in full every month. You earn at least…
Most college students will tell you that their financial situation isn’t great. You often hear them describe themselves as “financially strained” because they have to balance school with part-time jobs, which don’t usually pay much. As a result, investing is rarely on their minds. However, college is actually a great time to start investing, even…
Thinking about turning your part-time gig into a full-time job? Making the leap from being an employee to running your own small business can be scary due to all the uncertainties. But if you’re seriously considering taking your part-time venture full-time, the most important thing you need to do is shift your mindset. In 2016,…
There are tons of rewards credit cards out there, each with different benefits, reward rates, and rules on how you can earn or redeem those rewards. Picking the right one is crucial because you don’t want to miss out on benefits or extra cash. Here are our top 10 rewards cards. 1. **Chase Sapphire Preferred…
As a self-employed professional, I’ve worked with various e-commerce platforms, mostly handling backend tasks like setting prices and adding new products. This was often a lot of work, requiring me to sift through numerous pages and lines of code just to make simple changes. Many platforms also wanted an integrated blog, and back then, WordPress…
A Home Equity Line of Credit (HELOC) lets homeowners borrow against the equity in their home, acting like a credit line. It’s similar to a second mortgage, with the primary mortgage taking priority. Another option for homeowners is a Home Equity Loan, which provides a lump sum using their home equity as collateral. Both options…
If you’re behind on your bills or wrongly labeled as such by a creditor, a debt collector might contact you. The Federal Trade Commission (FTC), which protects consumers in the U.S., enforces the Fair Debt Collection Practices Act. This law ensures debt collectors can’t use abusive, unfair, or deceptive methods to collect debts. A debt…
If you’re thinking about opening a new checking or savings account (or maybe even both), you’re probably wondering how to pick the best bank for your needs. Since banking plays a big role in your daily life, it’s important to choose one that fits your personal requirements. Here are a few things to keep in…