Companies are always looking to cut down on unnecessary costs, and that’s why outsourcing payroll has become so popular. It helps make better use of internal resources and keeps employees from getting stuck with routine tasks. A motivated team is one that’s not bogged down by the monotony of payroll duties. Turning to cost-effective payroll…
Being a parent can be really expensive. According to the latest research by The Brookings Institution, raising a child until they turn 17 costs over $300,000. And that’s without counting the hefty fees for college afterward. Setting up a college fund is a solid strategy to help your kids grow into successful adults. Need some…
Running a small business comes with its fair share of challenges, especially when it comes to economic ups and downs. It can be disheartening to fight for customers and manage cash flow, and sometimes, the difficulties seem to outweigh the rewards of being your own boss. With nearly half of small businesses closing within their…
Credit card debt can be tough to deal with and often leads to financial stress for many people. Those high interest rates and steep monthly payments can make it seem like there’s no way out. But with some smart moves, you can really cut down your credit card debt within just a year. Even though…
Having the right home insurance gives you peace of mind, knowing that if a break-in occurs, your home and valuables are safeguarded. To enhance your security even further, consider getting your neighbors involved. Most crimes happen without warning, often when there’s an easy opportunity, like an unattended item or an unlocked door. Many of these…
Life insurance claims can amount to a lot of money, especially if the insured person is famous. This has sometimes led to tragic events, including spousal murders motivated by money. Some of the most well-known claims have come from the estates of celebrities like Michael Jackson and Dale Earnhardt. Michael Jackson: The world was stunned…
Back in November 2014, my husband and I took on the daunting task of buying our first home, with no clue how to go about it. As first-time homebuyers, we didn’t understand the escrow process or much else. I tried learning online, but the information was full of complicated terms. What I really wanted was…
Back in 2008, Scotland introduced a rule that requires anyone selling property to have a Home Report before they can market their home. Even though this rule has been around for a while, many people still aren’t sure what a Home Report includes. First off, the seller needs to start the Home Report, which shouldn’t…
During the Cyber Monday shopping rush, PayPal and Target both had some website problems. Target’s site couldn’t handle the heavy traffic for a bit, similar to what happened with PayPal, as shared by users and retailers on social media. Target acknowledged the high traffic on their homepage and asked customers to be patient until things…
Lower fuel prices might sound like good news for most people, but it’s not so great for oil producers since their profits are taking a big hit. The price of crude oil has dropped by more than 50% compared to last summer, significantly affecting major companies like Exxon Mobil and Chevron. For instance, Chevron recently…