Did you know that 17 million people in the United States don’t have a bank account? The reasons can vary, but many millennials think they don’t need one. Despite the growing distrust in financial institutions, having a checking account is essential for managing your money every day. Here are five solid reasons why you need…
Side jobs can be a real game-changer. They help you make extra money, save more, pay off debts, and improve your financial situation. Nearly half of working adults rely on side gigs to ease financial stress and make their budgets more flexible. If you’re in a relationship or married, you might have thought about starting…
Halloween isn’t just about costumes, trick-or-treating, and scary movies. It’s a great time to use your unique skills or hobbies to make some extra money. By earning a bit more during autumn, you can avoid holiday debt when Christmas rolls around. If you haven’t made any plans for Halloween yet, why not use the opportunity…
Many of us live in places where driving a car is necessary because public transportation isn’t great or doesn’t exist. As a result, filling up our gas tanks can get expensive, especially if you drive long distances daily or often shuttle kids around. Since I mostly drive my kids around, I’ve found two fantastic apps…
As we start the new year, it’s the perfect time to think about resolutions. According to USA.gov, popular resolutions usually include saving money, losing weight, or finding a better job. One more that might be worth adding to your list is starting to invest. Having worked as a stockbroker, I’ve noticed that many people start…
Navigating rewards credit cards can be tricky because of their diverse offerings. They differ in how they earn rewards, the type of rewards, and their specific terms. Overlooking the best options could mean missing out on significant perks and rewards. Here’s a list of the top 10 rewards cards and their pros and cons. **Chase…
Amazon is making changes to its Prime program to allow more items to qualify for free delivery for its subscribers. Tom Cook, a representative from Amazon, explained that this new plan will let retailers send more products through Prime without the high costs of nationwide shipping that used to apply to certain items. This is…
Along with having a life insurance policy, it’s crucial to ensure it provides enough coverage for your loved ones. Insufficient life insurance can leave your family struggling with unexpected expenses. Although many people have life insurance, most are underinsured, which can be a financial risk for their families. If you pass away, your dependents might…
Many people are drawn to investing in gold and Treasury bonds because they see these options as fairly secure compared to other investments. Treasury bonds, in particular, have stayed dependable even during past economic downturns since they’re backed by a strong global taxpayer base. This makes them appealing for folks nearing retirement who want a…
While Black Friday is well-known for its big sales and budget-friendly deals, it’s not the only time you can save money. My experiences with Black Friday have been quite a journey. Year after year, I used to get up at dawn and stand in long lines, excited to snag great deals. Recently, I started enjoying…