Congress recently approved a significant $150 billion boost in discretionary spending for 2018. This increase in defense spending, combined with recent tax cuts, is putting more pressure on the average taxpayer since these cuts are expected to reduce government revenue. Despite this, the US dollar remains strong and continues to attract foreign investments. However, there’s…
Having our first child was the wake-up call my spouse and I needed to finally look into getting life insurance. Like other important financial tools such as wills, living trusts, and Roth IRAs, the perceived hassle and lengthy process had made us keep putting it off. However, we understood how essential life insurance is, especially…
### What Does Electronic Check Conversion Mean? Electronic check conversion is when your check’s details—like the check number, your account number, and your bank’s identifier—are used to carry out an electronic payment from your account. This process replaces the traditional way of using a check for payment. ### How Do I Know If My Check…
Navigating financial independence for the first time during college can be pretty challenging. It might be your first experience with budgeting and managing significant debt, like student loans. Paying off your student loans early is a smart move to reduce long-term debt, and online banking can make it easier to manage your finances by consolidating…
Nowadays, there are plenty of ways to make some extra money on the side. A quick online search will show you tons of options and advice to get started. But one big challenge that often gets overlooked is the amount of time and effort a side job needs. If your goal is to pay off…
As summer comes to an end, parents might have mixed feelings—some are sad while others are thrilled to get some kid-free time. Back-to-school season doesn’t just mean school supplies for kids; it’s also a great time for everyone to snag some deals. Here are five areas where you can save big during the back-to-school sales….
This year’s unusual circumstances have turned many aspects of our lives upside down, especially our finances. Like many, we’ve started looking at different ways to make more money. One of the easiest methods we’ve found is selling on Amazon. SELLING NEW ITEMS We began by selling new items on Amazon after hearing about others’ success…
I’ve always been fascinated with peer-to-peer lending, and I’ve talked about the benefits of LendingClub quite a bit. I’m careful with where I invest, sticking to reliable and well-known online P2P lending platforms. Prosper and LendingClub are the big names in this space, and I’ve got a soft spot for LendingClub. In this article, I’ll…
Data breaches have become all too common, and my husband and I recently felt this firsthand. Last year, my debit card got hacked during the Target breach, and not long after, his was compromised in the Home Depot breach. Our bank canceled our cards without much notice, which was a huge hassle, especially since we…
Find your ideal hotel with Trivago – compare and save! Traveling can get pretty expensive, especially when it comes to where you stay. But don’t worry, there are plenty of ways to find a great place without breaking the bank. Here are some tips on how to book affordable accommodations: AirBnB If you haven’t tried…