Choosing from the wide range of rewards credit cards can be challenging, especially when each one comes with its own earning rates, types of rewards, and rules for using those rewards. Picking a top-notch card is important to make sure you don’t miss out on great benefits and potential savings. Here are our top 10…
Thinking about our own mortality isn’t fun, but it’s a part of life. We all strive to live comfortably, and ideally, we wouldn’t want our loved ones to face financial difficulties after we’re gone. So, have you ever thought about why life insurance is important? Life insurance serves as a safety cushion for your family…
A Home Equity Line of Credit (HELOC) is a way for homeowners to borrow money by using their home’s value as collateral. Think of it as a secondary mortgage, with your primary mortgage as the first lien. If you’re weighing your options between a HELOC and a home equity loan, here’s a breakdown to help…
Blake Sanders from Broadband Expert mentions that people are spending too much on their cable TV and internet services, sometimes by as much as $1,200 a year. He recommends switching to another provider to save money. **Consider Options Beyond Cable Companies** Nowadays, a variety of providers, including cable, DSL, and satellite companies, offer services like…
Ever feel like your money’s just disappearing? You’re not alone. With the economy all over the place and prices going up, it’s tough to keep your finances in check in the U.S. The best way to get a handle on your money is to make a solid financial plan and stick to it. **Getting Started…
A survey from February 2022 reveals some alarming news: more than half (54%) of teens feel unprepared for financial adulthood. Additionally, 69% of teens said that high college costs affected their decision to pursue higher education, and 41% aren’t learning about financial literacy in school. Given these numbers, it’s clear that teens could benefit from…
With Valentine’s Day around the corner, and the long President’s Day weekend arriving soon, I started thinking of budget-friendly weekend getaways in southern California. Eric and I love these affordable weekend trips. Since we have no kids, we often take off on spontaneous adventures, leaving our beloved pet with our parents. We always strive to…
Customer service staff and sales teams play a crucial role in any business because they interact with customers every day. The way they handle these interactions can heavily influence customer decisions about what to buy and where to spend their money. Since businesses face a lot of competition and customers have many options, a bad…
People often say you shouldn’t pay off your mortgage early, but it really depends on your situation. If you’ve got a low interest rate, like under 4%, you might save around 3.625% annually by paying it off early. However, this isn’t a huge savings, especially when you compare it to potential investments that might earn…
Deciding to take your relationship to the next level by moving in together is super exciting, but it’s a big step that comes with its own set of challenges, especially in the beginning. Good communication is key to avoiding confusion, unmet expectations, and emotional stress. If you’re thinking about moving in with your partner and…