Having an emergency fund is crucial for financial stability, but it can be tricky, especially with the low interest rates at traditional banks. So, how can you save money efficiently? High yield savings accounts are a great solution. With many options available, it’s important to choose the right one for you. A high yield savings…
Teaching kids about money is a crucial part of their education. The topic can be overwhelming, so a good starting point is setting up a basic checking account, which every adult eventually needs. Helping your teenagers understand how checking accounts work while they’re still at home can be really beneficial. Here are some tips to…
Have you thought about how convenient online banking can be? A few years back, I switched to a web-based bank, and it’s been a game-changer ever since. Online banking is not only super handy but usually cheaper too. Unlike traditional banks, many online banks don’t hit you with tons of fees. Since they save on…
In today’s world of low-interest rates and banking uncertainties, many people are looking for new opportunities. Aurora Bank is one option that stands out. They’re actively seeking new customers and offer competitive returns on their accounts. If you’re looking for a high-yield account for your emergency savings, Aurora Bank might be a good choice. ###…
Having a bank account is pretty common in America, and it’s easy to see why. Banks don’t just keep your money safe; they offer a lot more, like credit cards and loans, and many free resources you might not even be aware of. For many people, a bank is the first place they go to…
Small businesses often need extra cash to grow, and that’s where alternative lenders come in handy. Start-ups especially need steady funding for early-stage necessities like equipment and furnishings, while established businesses need funds to expand. Alternative lenders step in to fill the gap left by bigger banks. But why turn to alternative lenders? Big banks…
Is online banking better or should you stick with a traditional bank? Since 2011, about 700 million people have opened bank accounts, and many now prefer online banking over local banks or credit unions. I personally find online banking saves a lot of time, but I understand why some people prefer traditional banks. If you’re…
Navigating essential financial services like credit cards and checking accounts can be challenging if you have a poor credit history. But as more people face bad credit and bankruptcy, many banks are starting to accommodate these situations. If your credit score isn’t great, here’s a list of some banks that might give you a second…
If you’re thinking about opening a new checking or savings account (or maybe even both), you’re probably wondering how to pick the best bank for your needs. Since banking plays a big role in your daily life, it’s important to choose one that fits your personal requirements. Here are a few things to keep in…
City regulators are pushing ahead with new liquidity rules despite objections from Barclays and Nationwide. They believe these changes need to happen quickly, ideally before the global 2018 deadline. Paul Tucker, the deputy governor of the Bank of England who oversees financial stability, has called the banks’ opposition “totally unacceptable.” He insists the regulations must…