Life insurance claims can amount to a lot of money, especially if the insured person is famous. This has sometimes led to tragic events, including spousal murders motivated by money. Some of the most well-known claims have come from the estates of celebrities like Michael Jackson and Dale Earnhardt. Michael Jackson: The world was stunned…
In recent years, major advances in gene identification and genetic testing have added a new layer to how life insurance policies are underwritten. The big question is whether genetic test data can accurately predict a person’s mortality risk when they apply for life insurance and what this means for the industry. Right now, there are…
When you’re starting a no-win-no-fee personal injury claim, it’s really important to act quickly. You have three years from the date of the incident to file your claim, known as the “limitation period.” If you miss this window, your claim might not be considered due to legal time restrictions. So, if you think you deserve…
In tough economic times, businesses that want to survive need to be extra careful with their spending. When the economy was doing well, many companies didn’t bother looking for cheaper commercial insurance because they were too busy. But now, cutting costs is crucial, and reducing overhead expenses has become a priority. Businesses across different industries…
Car insurance is a must for anyone who owns a car. One of the factors that determine your yearly insurance cost is the Car Insurance Group your vehicle falls into. Knowing how these groups affect your premium can help you save money. Insurance groups range from 1 to 50, with 1 to 12 being the…
If you don’t have a lot of wealth or valuable assets, you probably need life insurance to ensure your loved ones are financially secure. Figuring out how much life insurance you need is crucial. The first step is to determine the right amount of coverage. Instead of guessing, you should understand your insurable needs to…
Homeowners insurance is a vital protection against unexpected losses or damages, like fires or burglaries, that can affect your property. While it’s not legally required, most mortgage lenders insist you have it to ensure the property’s safety. So, what does homeowners insurance cover, and how do you choose the best plan for your family? Many…
Ever signed up for a gym or fitness program, only to realize later that it’s been a waste of money and time, with no results to show? Maybe you visited the gym a few times and then just stopped going. You’re not alone—this is a common experience. But it doesn’t have to stay that way….
Each year, about 700,000 people in England and Wales end up in accident and emergency departments because of head injuries. While most of these injuries are relatively minor, about 10% are quite serious. Men and kids are the most likely to get these injuries, usually from falls, attacks, and road accidents. How to Recognize a…
Does getting married make a man more accountable? Car insurance companies seem to think so, and they’re ready to prove it by offering lower premiums to married men. Recently, when it was time for my husband to renew his car insurance, we decided to switch from our parents’ plan to our own. When I contacted…