As you approach retirement, it’s really important to understand Medicare thoroughly. A lot of financial advisors tend to overlook Medicare since it doesn’t directly contribute to your retirement income. However, at J.A. Lawrence Wealth Management, we believe that knowing all about your expenses, including healthcare, is vital for a successful retirement plan. So, diving deep…
Most people first start looking for insurance when they buy something big like a house or car. Once they get their policy, they often forget about it and only think about it again when it’s time to pay premiums or make a claim. Usually, they just stick with the same policy year after year without…
In 2014, it was discovered that Chinese hackers managed to breach Community Health Systems Inc., stealing 4.5 million patient records. By early 2015, another 80 million accounts of Anthem customers were compromised in a similar fashion. The Ponemon Institute reported that a staggering 90 percent of healthcare institutions have experienced at least one data breach…
Distracted drivers cause numerous traffic accidents every year, which cost millions of dollars and result in thousands of deaths nationwide. Many drivers find it hard to resist using mobile devices like smartphones, tablets, and PDAs while on the road. AAA recently carried out a survey to see how widespread distracted driving is, particularly focusing on…
If you’re married or have kids, having life insurance is practically a must. It’s a safety net to ensure your loved ones are cared for if something happens to you. But if you’re young, single, and healthy, you might think life insurance isn’t necessary. Thinking about your own death can be uncomfortable, but being single…
Thinking about our own mortality isn’t fun, but it’s a part of life. We all strive to live comfortably, and ideally, we wouldn’t want our loved ones to face financial difficulties after we’re gone. So, have you ever thought about why life insurance is important? Life insurance serves as a safety cushion for your family…
This article focuses on homeowners’ insurance, a topic that’s been on my mind a lot since I recently bought a house. Here are a few simple tips from GoodHouseKeeping on how to navigate this complex field. First, don’t be afraid to shop around. Even though car insurance rates are expected to drop, homeowners’ insurance premiums…
At its worst, Hurricane Katrina was a Category 5 storm in the Gulf of Mexico. Natural disasters, including ice ages, volcanic eruptions, earthquakes, droughts, wildfires, and floods, have plagued humanity from the beginning and continue to do so globally. In the last decade, we’ve seen more frequent and severe natural disasters. The 2011 earthquake and…
When choosing a life insurance policy, people often struggle to decide between whole life insurance and term life insurance. This confusion usually stems from the distinct advantages and disadvantages each type offers. The best strategy is to consider your personal situation and take the time to get multiple life insurance quotes to find the best…
Top car insurance firms consistently get top marks from J.D. Power and Associates, a trusted name in measuring customer satisfaction. When a company focuses on keeping customers happy, it becomes a popular choice for vehicle insurance. Amica Mutual seems to lead the way in this area. ### Amica Mutual: Setting the Bar High Amica Mutual…