One of the main reasons to consider life insurance, no matter the size of the policy, is that your premiums are determined by your age at the time you apply. Younger people generally get lower rates compared to middle-aged or older folks who are in similar health. In 2005, the Life and Health Insurance Foundation…
Car insurance rates depend on several factors, and we all hope to save money wherever we can, including on car insurance. Here’s a guide to the key factors affecting car insurance rates and some strategies to cut costs. **Vehicle Type** The type of car you drive has a big impact on your insurance costs, especially…
A couple of years ago, I was searching for life insurance but felt lost trying to choose between Term Life and Whole Life Insurance. Naturally, I set up a meeting with an insurance agent who explained the differences and suggested what would suit my lifestyle best. Choosing between these two types of insurance is something…
Just like many other pet owners, my husband and I see our dog as a vital part of our family. Because of this, our dog’s health insurance is just as important to us as our own. Our Wheaten Terrier is almost ten years old, which made us wonder if getting pet insurance is a smart…
In the U.S., the average cost of a used car is around $22,000, which is almost $17,000 less than a new one. This can save a lot of money for other important needs and help avoid the constantly rising car prices. However, navigating the used car market can be overwhelming without deep car knowledge or…
When planning a budget for taking care of pets, most people think about regular expenses like food and vet checkups. However, they often forget about unexpected medical costs that come up when a pet gets sick or injured. Unfortunately, around one-third of Americans don’t have emergency savings, so they can end up choosing between paying…
Last week, I accidentally dented my car’s driver’s side by hitting a wall. Despite this unfortunate incident, it’s actually the first time in my nearly 13 years of driving that I’ve needed to file an auto insurance claim. Last year, we decided to increase our car insurance deductibles from $500 to $1,000 to save money….
A study by Confused.com found that about one in five drivers, roughly 924,000 people, have a prior driving conviction. If you’re one of them, you’re not alone. These convictions can come from various reasons like speeding or using your mobile phone while driving, and they usually impact your insurance premiums. However, if you have motor…
Computers are essential in our everyday lives, and as we find new ways to use them, their importance grows. Keeping them in good working order is crucial because if a computer system breaks down, it can seriously affect both users and administrators. This is why IT contractors are so important. These professionals make sure computer…
Everyone wants to pay less for insurance. Handling different plans can be expensive, so it’s important to find ways to save money. A great tip is to look at options from several insurance companies. Using full market brokers can help you get the best advice on all kinds of policies. **Life Insurance** There are many…