Absolutely, bonds can be a good investment if you buy and hold onto one for its entire term, earn a decent interest income, and the borrower doesn’t default. But there are a lot of things that can go wrong. In today’s world, you might run into liquidity problems, delayed payments, or even a default. The…
Chipotle isn’t in a great spot right now, with rumors swirling about possible E.coli outbreaks linked to the chain. As a result, Chipotle’s stock took a hit on Monday. This downturn is tied to the company dealing with its first drop in a key sales metric due to an E.coli outbreak traced to its restaurants….
Spread betting is a straightforward and easily accessible form of investment that you can do online or using your mobile device. With reliable platforms like ETX Capital, you can engage in spread betting on commodities, indices, and Forex currencies. Essentially, it involves predicting the value differences between two chosen asset pairs, and your earnings depend…
Each year, more people get attracted to forex trading, tempted by the massive daily transactions amounting to trillions of dollars. There’s definitely a lot of money to be made for those willing to sharpen their skills and follow their trading strategies. However, many aspiring forex traders fail early on because they jump in too quickly,…
We’ve previously talked about different ways to grow your income. Now, let’s focus on saving and investing your money. For a long time, I’ve been putting my money into Certificates of Deposit (CDs). This strategy helps keep my funds out of immediate reach, lowering the chance that I’ll spend them on things I don’t really…
The United States saw its first budget deficit when it borrowed $75 million during the Revolutionary War. But, the quick repayment of this loan led to several years of budget surpluses. However, the War of 1812 forced the country to borrow again, resulting in substantial debt. This cycle of accumulating large debts due to major…
Back in high school, where you sat during lunchtime signified your social status. Jocks were at one table, and the geeks were at another. This dynamic made movies like “She’s All That” hit close to home – the idea of being rescued from obscurity and thrust into the secrets of social success was powerful. In…
1. Rethinking ‘Buy and Hold’ Mutual Funds Over the last ten years, the ‘buy and hold’ strategy for mutual funds hasn’t been very effective. Instead, strategies like using Exchange Traded Funds (ETFs), following the Modern Portfolio Theory, and doing semi-annual adjustments have shown great results. They’ve succeeded with the NASDAQ in 2000, real estate in…
Long-term financial stability heavily depends on investing. It helps you build wealth, diversify your income, prepare for retirement, and possibly leave a significant amount for your loved ones. Unfortunately, many people delay or ignore investing because they think it’s beyond their financial reach. I understand this mindset. When I was struggling financially, investing wasn’t even…
After the Sandy Hook tragedy, investors wanted to hold gun manufacturers responsible for their role in the event. However, increasing gun sales afterward indicate that this effort didn’t achieve its goal. Rommel Dionisio, an analyst at Wunderlich Securities, pointed out that after Sandy Hook, a pivotal moment for the industry, many prominent endowments and state…