Teaching kids about money is a crucial part of their education. The topic can be overwhelming, so a good starting point is setting up a basic checking account, which every adult eventually needs. Helping your teenagers understand how checking accounts work while they’re still at home can be really beneficial. Here are some tips to…
After finishing college, I moved back to my hometown and my mom and grandma asked me to be part of a garage sale. Since I had a bunch of stuff from college that I didn’t need anymore, I thought it was a good idea. It was a chance to clear out some clutter and make…
While some parts of the U.S. might still be getting snow, many of us are already looking forward to warmer weather. Even though it’s still officially winter, some stores have swimsuits prominently displayed, which seems early for February. With summer clothes popping up, you might wonder when the best time is to shop for winter…
If you’re a regular reader of personal finance sites, you’re probably familiar with the idea of having a side job or hustle. However, one thing that’s often overlooked is the importance of diversifying your side hustle. While it may start off profitable, situations can change, so it’s smart to diversify your income streams to protect…
Living costs in different parts of the United States can vary quite a bit. In some areas, you can buy a charming multi-bedroom house for around $225,000, while in others, even a modest one-bedroom apartment might be out of reach financially. Thankfully, there are at least ten cities in the U.S. where you can find…
Interest rates are really low these days, so a lot of people are trying to find the best rates on bank CDs. But is it really worth the effort? For example, if you have $25,000 and are looking for a CD, you might only be able to get a 1% interest rate after a lot…
Redecorating your home or sprucing up your current decor can be both exciting and challenging. Finding the right furniture that fits your taste, budget, and comfort can sometimes be tricky. But if you know where to look, you can get great pieces without breaking the bank. Here are seven budget-friendly stores where you can find…
Fantastic family holidays are often built on memorable experiences and quality bonding time, but organizing a trip on a budget can be quite a challenge. Trying to reduce costs while ensuring kid-friendly activities can feel overwhelming. Don’t worry, though, regardless of how big your family is, you can enjoy an extensive vacation without breaking the…
August was a tough month for investors. Concerns about a slowing Chinese economy and uncertainty around the Federal Reserve’s interest rate hike plans led to a significant drop in stock values. Despite some attempts to recover, the Standard & Poor’s 500 index ended August down by 6.3 percent, its worst performance since May 2012. The…
Picking the right rewards credit card can be tricky with so many options, each having different ways to earn and use points. Not choosing a great rewards card could mean missing out on valuable perks or cash back. Here’s a rundown of our top 10 rewards credit cards: 1. **Chase Sapphire Preferred Card**: Great for…