Choosing the right rewards credit card can be pretty overwhelming with all the available options out there, each having different earning rates, rewards, and rules. If you don’t carefully consider top-rated cards, you might miss out on great benefits or even significant cash rewards. Here’s our pick of the top 10 rewards cards. CHASE SAPPHIRE…
After the Sandy Hook tragedy, investors wanted to hold gun manufacturers responsible for their role in the event. However, increasing gun sales afterward indicate that this effort didn’t achieve its goal. Rommel Dionisio, an analyst at Wunderlich Securities, pointed out that after Sandy Hook, a pivotal moment for the industry, many prominent endowments and state…
After the holidays, finding good bargains can seem tough. But if you’re careful, you can make the most of January’s white sales and the big discounts during the President’s Day sale in winter. Large-ticket items usually get significant markdowns. With some smart budgeting and planning, you can snag great deals during this sale season. MATTRESSES…
Food costs can take up a big chunk of the average American family’s budget, with many spending between $700 and $1,000 per month. A few years ago, I aimed to cut our monthly grocery bill down to just $300. Over the past year, I also wanted to start eating healthier and cooking more nutritious meals…
Union Bank, one of California’s top four banks with over $60 billion in deposits, is introducing a new checking account service called ‘Banking By Design.’ Although Union Bank operates branches in California, Oregon, and Washington, this new feature is currently only available to California residents. The user-friendly online platform allows potential customers to select various…
Long-term financial stability heavily depends on investing. It helps you build wealth, diversify your income, prepare for retirement, and possibly leave a significant amount for your loved ones. Unfortunately, many people delay or ignore investing because they think it’s beyond their financial reach. I understand this mindset. When I was struggling financially, investing wasn’t even…
Mark Zuckerberg, the CEO of Facebook, has been in the spotlight recently because he decided to donate a large part of his fortune to charitable causes. He and his wife, Priscilla Chan, have pledged to give away 99% of their Facebook shares during their lifetime through the Chan Zuckerberg Initiative, which is aimed at promoting…
With the festive season approaching, it’s time to plan your holiday shopping, and those costs can add up fast. Thankfully, there are some great apps out there to help keep those expenses in check. Whether it’s through discounts, coupons, rebates, or price comparisons, these popular apps can really help your budget. ### IBOTTA Ibotta is…
In 2016, the cost of not having health insurance will rise significantly. The federal penalty is set to increase to $695, highlighting the need for the Obama administration to stress this point as part of their effort to boost health law sign-ups. This increase in fines could become a focal point during the enrollment period…
Saving money can feel tough, especially when you’re strapped for cash, but the long-term rewards are definitely worth it. A solid savings fund can protect you against economic downturns or sudden emergencies. Let’s look at some simple saving strategies that can help you reach your financial goals. Why do we need a saving strategy? Here…