Back in November 2014, my husband and I took on the daunting task of buying our first home, with no clue how to go about it. As first-time homebuyers, we didn’t understand the escrow process or much else. I tried learning online, but the information was full of complicated terms. What I really wanted was…
Back in 2008, Scotland introduced a rule that requires anyone selling property to have a Home Report before they can market their home. Even though this rule has been around for a while, many people still aren’t sure what a Home Report includes. First off, the seller needs to start the Home Report, which shouldn’t…
During the Cyber Monday shopping rush, PayPal and Target both had some website problems. Target’s site couldn’t handle the heavy traffic for a bit, similar to what happened with PayPal, as shared by users and retailers on social media. Target acknowledged the high traffic on their homepage and asked customers to be patient until things…
Lower fuel prices might sound like good news for most people, but it’s not so great for oil producers since their profits are taking a big hit. The price of crude oil has dropped by more than 50% compared to last summer, significantly affecting major companies like Exxon Mobil and Chevron. For instance, Chevron recently…
After a deep dive by The New York Times into how Amazon treats its employees, the online retail giant is now catching flak from both customers and various organizations. The report opened many consumers’ eyes to issues within Amazon that they weren’t aware of, even though they rely heavily on the company’s wide range of…
Selling your home can be tough, sometimes taking weeks, months, or even longer, depending on the housing market. The more time your house spends on the market, the more likely you’ll feel pressured to lower the price. However, small details often make a big difference. If your home is empty or needs a bit of…
Starbucks’ famous Pumpkin Spice Latte is back this fall, but there’s a new drink in town: the Toasted Graham Latte. This new beverage combines espresso with perfectly steamed milk, sweet cream, and graham flavors, topped with cinnamon graham crumbles. Starting Wednesday, customers in the U.S. and Canada can enjoy this new addition. Starbucks notes that…
Credit card debt can feel like a huge weight, leaving many stuck in financial trouble. With high interest rates and never-ending minimum payments, it might seem impossible to get ahead. But if you take a strategic approach and have a solid plan, you can make significant progress and even clear your credit card debt within…
In recent years, major advances in gene identification and genetic testing have added a new layer to how life insurance policies are underwritten. The big question is whether genetic test data can accurately predict a person’s mortality risk when they apply for life insurance and what this means for the industry. Right now, there are…
When you’re starting a no-win-no-fee personal injury claim, it’s really important to act quickly. You have three years from the date of the incident to file your claim, known as the “limitation period.” If you miss this window, your claim might not be considered due to legal time restrictions. So, if you think you deserve…