Capital One Financial Corporation has made a strategic move by acquiring HSBC’s U.S. credit card division. This purchase includes over $30 billion in credit card loans and store-branded cards, for which Capital One paid a $2.6 billion premium. In addition, Capital One has expanded its reach by acquiring the online banking operations of the Netherlands-based…
Graduation is just around the corner, but many graduates don’t worry about student loan repayments right away because there’s a six-month deferment period. However, those six months can go by quickly, and loan payments will start before you know it. Interestingly, more than one-fifth of people miss their very first student loan payment, according to…
Pinterest has kicked off a whole new wave for DIY fans. If you’ve just moved into a home that could use some refreshing, or if your current place is due for a facelift, chances are you’ve spent quite some time browsing Pinterest for inspiration. As a homeowner myself, I understand the excitement of spring and…
If you’re a blogger, you might remember starting out with the hope that someone would read your posts. Initially, your audience was probably just family and friends. But over time, thanks to your networking, your blog grew. After a year or two, you might have even started earning a decent income. What began as a…
Car insurance is usually required by law. Most people choose an insurance company that’s either well-known or recommended by someone they know, and they continue paying their premium every six months. Many stay with the same provider for years without realizing they might be overpaying. However, you can save a lot on car insurance through…
Credit card debt can be a huge burden, primarily because of high interest rates and limited payment options, which can cause a lot of financial stress. However, with smart strategies and a proactive approach, you can get rid of your credit card debt within a year. Even though the year is partway through, it’s still…
Car insurance is a must for anyone who owns a car. One of the factors that determine your yearly insurance cost is the Car Insurance Group your vehicle falls into. Knowing how these groups affect your premium can help you save money. Insurance groups range from 1 to 50, with 1 to 12 being the…
Achieving financial wellness requires careful planning and disciplined money management. I speak from experience, as I didn’t always prioritize investing, saving, or diversifying my financial portfolio. Over the years, we’ve seen the ups and downs of financial markets, and diligent investors have enjoyed significant returns from Wall Street since 2009/10. For the past six years,…
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Dreaming of owning your own home one day? It’s a great idea to start thinking about it sooner rather than later, depending on how long-term your plans are. For me, having a place to call my own was always a big dream, and it became even more important when I became a mom and wanted…