If you hire anyone, whether they’re working casually or permanently, full-time or part-time, volunteer or paid, you must have Employers’ Liability Insurance. This insurance needs to cover at least £5 million. Failing to comply can lead to legal actions by the Health and Safety Executive and hefty fines each day. In the worst cases, you…
A survey in February 2022 on Teens and Personal Finance showed that more than half (54%) of teenagers felt unprepared for adult financial challenges. Additionally, 69% said the rising costs of higher education affected their decision to pursue further studies. The study also highlighted that over 41% of teens weren’t receiving any financial education in…
Self-employment might look less tempting when you dig a little deeper. Take your cousin, for example, who left a stable, well-paying job at an accounting firm to start his own business. He enjoys the freedom of waking up whenever he wants, works from home in his pajamas, and seems to spend all day on Facebook….
Just like many other pet owners, my husband and I see our dog as a vital part of our family. Because of this, our dog’s health insurance is just as important to us as our own. Our Wheaten Terrier is almost ten years old, which made us wonder if getting pet insurance is a smart…
The Association of British Insurers (ABI) recently voiced concerns over solicitors involved in false whiplash claims at the annual Motor Accident Solicitors Society (MAAS) conference. James Dalton, the ABI’s assistant director of motor and liability, pointed out that some solicitors either support or initiate these bogus claims. This situation raises the question of whether solicitors…
Learn to spend wisely and watch your wealth grow! Tax-Free Investing: Use a tax-qualified brokerage account for your transactions. This helps you gain up to 30% more in returns since they are free from capital gains taxes. Doing this yearly can significantly increase your net worth. Play It Safe: Keep a portion of your assets…
Raising kids is a big financial commitment. On average, it costs over $300,000 to raise a child from birth to 17 years old, and that doesn’t even include college expenses! So, starting a college fund for your kids is a great way to help them smoothly move into adulthood. Wondering how to start? The Real…
If you own a pet, you probably care a lot about their wellbeing. As pet owners, we’re often ready to do whatever it takes for our furry friends, which is why dogs have earned the nickname “man’s best friend.” Vets know this too. Feeling like you need to take out a second mortgage to cover…
Mark Zuckerberg, the CEO of Facebook, has been in the spotlight recently because he decided to donate a large part of his fortune to charitable causes. He and his wife, Priscilla Chan, have pledged to give away 99% of their Facebook shares during their lifetime through the Chan Zuckerberg Initiative, which is aimed at promoting…
Spring break is a great chance for a family getaway, and it doesn’t have to break the bank. If you’re unsure how to plan a fun yet affordable spring break for your family, here are some helpful tips! There are plenty of budget-friendly vacation options where your family can enjoy building sandcastles, exploring museums, or…