About 7 or 8 years ago, I decided to cut ties with my cable TV. This was around the time when streaming services like Netflix and Hulu started becoming popular. Nowadays, there’s a huge variety of streaming services available for a small monthly fee. It’s a smart way to save money, but dropping cable can…
Statistics from CNBC show that the average American has about $38,000 in personal loan debt. While some people are making progress in paying down this debt, it can still make it tough to get more credit. From a lender’s point of view, adding more debt could lead to defaults. Fortunately, there are ways to still…
As you transition from your college years or early twenties, you might notice that your idea of the perfect home starts to change. The days of being content with mismatched furniture and basic decorations are gone. Now, you want a space that reflects your personality and provides a peaceful retreat at the end of the…
Choosing the right rewards credit card can be challenging because they come in various forms and offer different earning rates and rewards, each with its own set of rules. Not selecting the best one means you could miss out on significant benefits or even tangible cash rewards. Here’s a rundown of our top 10 picks…
Are you looking to buy a house? Well, there’s more to it than just saving up for a down payment. You’ll also need to budget for closing costs—those extra fees linked to your mortgage. It can be confusing, but we’re here to explain everything you need to know before you finalize your loan. **What Are…
Current accounts, mainly used by businesses, are the most common type of bank account. They offer easy access to your money, making them a reliable financial tool when used correctly. It’s important to understand current accounts because they enable quick transactions. Knowing what a current account is and its key features is essential. **Separating Business…
If you’ve just started your investment journey, you might have only tried one approach so far. However, depending on just one strategy rarely leads to significant wealth or financial stability. Our world is unpredictable, and even though the American economy has been stable for over 94 months since the global financial crisis, it’s always wise…
In the business world, an executive is a top-level manager or entrepreneur who makes major decisions and oversees company operations. This role requires strong leadership, strategic thinking, and quick decision-making. Good communication skills are also essential to effectively interact with employees and other stakeholders. The job of an executive can be challenging but also very…
If you’re in a service-oriented business interacting with the public, having professional indemnity insurance is crucial. Skipping this step can expose you to serious risks that you might not anticipate. Fortunately, getting this insurance is neither complicated nor expensive—you can even get it online. The biggest issue with not having professional indemnity insurance comes when…
Even though Black Friday is still three weeks away, retailers are already building anticipation for the big shopping event. Just recently, Sears announced it will open at 8:00 PM on Thanksgiving and stay open for 26 hours straight. Kohl’s, on the other hand, will reveal its Black Friday deals on Wednesday, November 21, so shoppers…