If you’re looking for an online bank with higher interest rates and free online and mobile banking, EverBank could be a good fit. Established in 1961 and insured by the FDIC, EverBank has its roots in Florida but now offers services nationwide through online banking. EverBank offers a variety of banking services, including for businesses…
A Home Equity Line of Credit (HELOC) lets homeowners use their home’s equity to get a line of credit, with the home as collateral. Similar to a second mortgage, it runs alongside your primary mortgage. Deciding between a HELOC and a home equity loan can be tricky. A home equity loan also uses your home’s…
Not everyone looks forward to buying a new car because it can be time-consuming and stressful. However, there are specific times during the year when you can get a great deal on a new vehicle, making the process much easier and more affordable. Car manufacturers follow a yearly cycle where they release new models, prompting…
Food costs can take up a big chunk of the average American family’s budget, with many spending between $700 and $1,000 per month. A few years ago, I aimed to cut our monthly grocery bill down to just $300. Over the past year, I also wanted to start eating healthier and cooking more nutritious meals…
A Home Equity Line of Credit (HELOC) lets homeowners borrow against the equity in their property, similar to taking out a second mortgage. Unlike a standard mortgage, though, a HELOC acts like a credit card, giving you access to a revolving line of credit based on your home’s value. If you’re debating between a HELOC…
My husband and I are on a journey to save up for our first home. As beginners in the home-buying process, we’re trying to navigate and understand how everything works. We were pretty down after a meeting with our credit union, which almost made us give up on buying a house. But we discovered something…
A Home Equity Line of Credit (HELOC) lets homeowners use the equity they’ve built up in their homes as collateral to get a revolving line of credit, much like having a second mortgage. The primary mortgage you already have is considered the first lien on the property. Maybe you’ve thought about whether a HELOC or…
Choosing the right rewards credit card can feel overwhelming with so many options available. Each card offers different reward rates, types of rewards, and rules for earning and redeeming them. Picking the wrong card could mean missing out on valuable benefits or cash back. To help you out, here are the top 10 rewards cards…
As the holiday season approaches, it’s the perfect time to dive into online shopping for some great gifts. Not only is it faster and more convenient, but the right websites can also help you save money. Here are my top six websites for finding the best holiday deals this year: 1. **Slickdeals.net**: This forum is…
A recent survey by Pricegrabber found that 82% of online shoppers plan to use shopping apps for their holiday gift purchases this year. With so many apps out there, it can be tough to figure out which ones actually help you save money and which ones just take up space on your device. To help…