If you’re thinking about upgrading your car in 2015 but have a budget that only covers subcompact vehicles, don’t worry. Today’s subcompact cars are packed with features and often rival larger cars. Before you get attracted to the first stylish subcompact you see, ask yourself these important questions: 1. Is the car made by a…
As you transition from your college years or early twenties, you might notice that your idea of the perfect home starts to change. The days of being content with mismatched furniture and basic decorations are gone. Now, you want a space that reflects your personality and provides a peaceful retreat at the end of the…
Imagine finding a solution to the looming retirement challenge as the Baby Boomer generation starts turning 65. In 2013, a staggering $639 billion worth of life insurance benefits were forfeited or let go, and 88% of Universal Life policies were given up before any claims were made. Instead of losing out on this money, seniors…
A Home Equity Line of Credit, or HELOC, allows homeowners to access a line of credit using the equity in their home as collateral. It’s a type of second mortgage, where the first mortgage retains the primary claim on the property. Have you ever found yourself choosing between a HELOC and a home equity loan?…
Navigating adulthood can be tough with all the added responsibilities, especially when it comes to discussing things like life insurance. It might feel strange to think about one’s own death, but life insurance is an important, yet often overlooked, part of adulthood. When considering life insurance, it’s essential to understand your options. Many well-known companies…
John Hancock uses a distinctive ‘Manager of Managers’ method that truly defines how they do business, offering great value to savvy investors. This approach, often called MOM, involves having multiple experts handle different parts of large projects. It’s commonly used in big systems like insurance, education, and most importantly for us, investment strategies. The vastness…
In today’s world, where corporate fraud and misconduct seem all too common, it can be tough to find businesses that stick to strong ethics and standards. When running your own business, it’s vital to maintain high ethical standards in all areas, especially when it comes to handling finances. Being responsible with your money can help…
After the 2008 financial crisis, the economy has been a bit shaky. Investors have been cautious about putting their money back into traditional stocks and bonds, which has slowed down recovery. However, there are still profitable investment opportunities available. Let’s take a look at some of these options. Precious Metals Investing in precious metals might…
Apple’s impressive success today is pretty common knowledge, but not everyone knows that just 18 years ago, the company was on the brink of bankruptcy. The incredible turnaround from nearly going under to becoming highly successful is mainly thanks to Steve Jobs and his successor, Tim Cook. When Cook took over as CEO from Jobs…
Even though Black Friday is still three weeks away, retailers are already building anticipation for the big shopping event. Just recently, Sears announced it will open at 8:00 PM on Thanksgiving and stay open for 26 hours straight. Kohl’s, on the other hand, will reveal its Black Friday deals on Wednesday, November 21, so shoppers…