Imagine finding a solution to the looming retirement challenge as the Baby Boomer generation starts turning 65. In 2013, a staggering $639 billion worth of life insurance benefits were forfeited or let go, and 88% of Universal Life policies were given up before any claims were made. Instead of losing out on this money, seniors…
Certified Public Accountants (CPAs) are highly respected professionals, but their impact on the business world is often underestimated. Many companies rely on a CPA’s guidance for success and to stay within legal boundaries. In addition to being experts on ever-changing tax laws and regulations, CPAs can leverage social media to connect with their audience and…
If you’re a regular reader of personal finance sites, you’re probably familiar with the idea of having a side job or hustle. However, one thing that’s often overlooked is the importance of diversifying your side hustle. While it may start off profitable, situations can change, so it’s smart to diversify your income streams to protect…
If you’re on the hunt for a holiday home, Serbia might not be the first place you think of, but it really should be. Here’s a quick guide to help you consider Serbia for your next property investment. Why Choose Serbia? Eastern Europe is becoming a popular tourist destination because it’s often more affordable than…
The idea that clean energy is unrealistic has been around since the 2008 election. But I’ve been living off the grid using solar and wind power since 1991, which proves otherwise. The challenge isn’t that clean energy is impossible; it’s that people often consider the issue in an all-or-nothing way. To truly embrace clean energy…
When I’m choosing a financial services company to partner with, I consider a few key factors. First, I want to know what kinds of services they offer, if their pricing is competitive, and how easy and user-friendly those services are. It’s important to think about these elements each time you’re considering a business partnership. A…
A Home Equity Line of Credit (HELOC) lets homeowners borrow using the equity in their homes as collateral, much like a second mortgage. When deciding between a HELOC and a Home Equity Loan, it’s important to understand the differences. Both HELOCs and Home Equity Loans allow homeowners to borrow against their home’s equity, but each…
Back-to-school sales kick off in July and pick up speed in August, and these deals are hard to miss. If you have kids, you’re probably already buying binders, notebooks, backpacks, and other must-haves. But even if you don’t have children, these sales can still be beneficial for you. In fact, they’re comparable to Black Friday,…
Buying your first home can be tough, especially if you’re not familiar with the process and the lingo. It’s crucial to understand your options. Most first-time buyers need to save up a deposit for their mortgage. Generally, the smaller your deposit, the more expensive your mortgage will be. Pay attention to the interest rates on…
Over the past decade, networking has evolved dramatically. We’ve moved from traditional analog networks to modern wireless, WiFi, WiMax, and satellite networks. Today, we’re surrounded by data, thanks to countless networked devices, data centers, and repositories in various sectors, including telecom and the internet, both at home and in the workplace. While these advancements are…