Black Friday has become a popular event in many households, with stores opening early on Thanksgiving night to welcome crowds of eager shoppers looking for big discounts. While some deals are great, others are designed to catch your eye and get you to spend more. So, how do you tell the good deals from the…
If you think budget-friendly gifts under $50 aren’t enough, you might enjoy splurging. However, if the current economy has you rethinking your spending, don’t worry. The gifts listed below are all under $100 and will still let you keep your generous reputation! Spa Day Treat the hardworking woman in your life to a relaxing spa…
Statistics from CNBC show that the average American has about $38,000 in personal loan debt. While some people are making progress in paying down this debt, it can still make it tough to get more credit. From a lender’s point of view, adding more debt could lead to defaults. Fortunately, there are ways to still…
Is online banking better or should you stick with a traditional bank? Since 2011, about 700 million people have opened bank accounts, and many now prefer online banking over local banks or credit unions. I personally find online banking saves a lot of time, but I understand why some people prefer traditional banks. If you’re…
Capital One Financial Corporation has made a strategic move by acquiring HSBC’s U.S. credit card division. This purchase includes over $30 billion in credit card loans and store-branded cards, for which Capital One paid a $2.6 billion premium. In addition, Capital One has expanded its reach by acquiring the online banking operations of the Netherlands-based…
The winter holiday is a great time to unwind and spend quality time with your loved ones. However, when your kids are home for two weeks, their energy can sometimes be overwhelming. It’s normal for kids to get restless or bored, but there are plenty of ways to keep them entertained during the Christmas break…
Credit card debt can be tough to deal with and often leads to financial stress for many people. Those high interest rates and steep monthly payments can make it seem like there’s no way out. But with some smart moves, you can really cut down your credit card debt within just a year. Even though…
If you’re self-employed or a sole trader, it’s essential to protect yourself from challenges that could harm your business. One way to do this is by making sure your clients or the public are safe while they’re on your premises. Public liability insurance helps you handle unexpected issues that might come up. To get public…
Back-to-school sales kick off in July and pick up speed in August, and these deals are hard to miss. If you have kids, you’re probably already buying binders, notebooks, backpacks, and other must-haves. But even if you don’t have children, these sales can still be beneficial for you. In fact, they’re comparable to Black Friday,…
Getting married is a big deal, filled with fun events like showers, rehearsals, the wedding day, and the honeymoon. But in the excitement of it all, couples often forget a crucial part: managing their finances together. Imagine if you put as much effort into planning your finances as you did your wedding; your financial health…