According to PWC, American shoppers are expected to spend around $1,530 on gifts, travel, and leisure activities this holiday season, marking a 7% increase from 2022. About 40% of consumers plan to spend more than they did last year. The rising costs can make holiday planning both financially and emotionally taxing, particularly if you and…
In the future, you can own a piece of the pet retail giant, Petco. On Monday, Petco Holdings Inc. announced it is gearing up for its third initial public offering (IPO) in 30 years. Back in 2006, the San Diego-based company left the public markets after a significant $1.8 billion leveraged buyout led by Leonard…
Buying your first home can be both exciting and intimidating due to the significance of such a big decision. It can feel overwhelming, but with some guidance, it doesn’t have to be stressful. Thinking Long Term When buying your first home, it’s important to focus on your long-term goals. In today’s housing market, moving frequently…
Over the past eight years, I’ve been digging into and writing about personal finance. During this time, I’ve repeatedly come across the idea that debt is a normal and even beneficial part of life. I strongly disagree with this viewpoint. Yes, debt is common and widely accepted, but that doesn’t mean it should be considered…
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Before you start looking for a house with a real estate agent, it’s a good idea to check your mortgage eligibility with a loan officer first. Once you know which type of mortgage suits your finances best, you should learn how to get that mortgage. A great first step is to meet with a loan…
Despite being home to Wall Street, a major center for global finance, nearly 13% of households in New York City don’t have a primary bank account. This figure is twice the national average. In particular, more than half of the residents in at least two neighborhoods in the Bronx are considered “unbanked,” meaning they don’t…
Starting July 1st, Twitter’s CEO, Dick Costolo, will be leaving the company. He decided to step down on his own, which means he won’t be getting any severance pay when he leaves, and he will also lose any unvested stock options. Costolo shared during a conference call that he had started this conversation with the…
Living expenses just keep going up, and many of us are finding it tough to survive on just one income. That’s why side hustles have become so popular—extra money from freelance work or unique skills on the side can really help. If your side hustle starts taking more of your time and energy than your…
Selecting the perfect rewards credit card can be challenging since they vary in earning rates, types of rewards, and rules. Missing out on the right rewards card could mean losing valuable perks and some extra cash. Here are our top 10 picks for the best rewards cards. CHASE SAPPHIRE PREFERRED CARD Great for those who…