To make paying off your debt easier, you might want to think about debt consolidation. This means taking out one big loan to pay off a few smaller ones. The main perk is that you only have one loan payment to deal with, usually with just one interest rate. This simplicity is why many people…
When it comes to personal finance, many people debate whether credit cards or debit cards are the better option. The answer isn’t clear-cut and really depends on personal preferences and financial goals. However, there are a few points you should consider when making your choice: Rewards While some debit cards do offer reward programs, they…
Chris Gay has brilliantly positioned his company as the “anti-insurance insurance company.” A former software engineer, he created his business with the idea of letting drivers pay for insurance based on how much they actually drive. In 2008, he launched MileMeter, an online platform. Now, MileMeter is successful and becoming more popular day by day….
Barnes & Noble’s financial situation looks pretty bleak after their third quarter results. The well-known books and music retailer reported a bigger loss compared to the same time last year. One of the biggest worries is that their long-term debt has tripled in just a year, now standing at a massive $192 million. Their cash…
Buying and selling real estate can seem simple at first, but the conveyancing stage often turns out to be the most time-consuming and stressful part. If you’re not prepared, it can lead to wasted hours and frustration that could be better spent in your new home. However, by understanding the process and getting ready in…
When you’re shopping for a new cell phone, the cost can be a big factor. Many phone companies offer financing options that make expensive phones seem more affordable, but keep in mind that most phones are surpassed by newer models within a year. Financing a phone for 24 months only to replace it after 12…
The Payment Protection Insurance (PPI) scandal has led many people to file claims to get back fees from policies they were misled into buying. So far, banks and financial institutions have paid back over £10 billion, and that number is expected to grow even more. Many people still don’t realize they have or had PPI,…
T-Mobile is gearing up to introduce new features under its ‘Uncarrier’ initiative, aiming to help users reduce data usage while streaming videos. The company, located in Bellevue, Washington, is reportedly planning to offer unlimited data for streaming certain video services like Netflix and HBO. This information was shared in a tweet by Evan Blass, a…
When you’re just starting out in trading, two common options are binary options trading and traditional forex trading. Knowing the differences between these can help you decide which is best for your skills, budget, and goals. This article looks at several key features that set options trading apart from more traditional methods. First, options trading…
For any business, big or small, having easy access to funding is really important. Whether you need it to manage cash flow, allow time for adjustments, or support growth, presenting yourself and your business well when seeking financing can increase your chances of getting the right loan. First, think carefully about why you need the…