A Home Equity Line of Credit, or HELOC, is a financial tool letting homeowners tap into their home’s equity for a line of credit, somewhat like a second mortgage. Ever faced the choice between a HELOC and a Home Equity Loan? While a Home Equity Loan provides a specific lump sum using your home’s equity…
Mark Zuckerberg, the CEO of Facebook, has been in the spotlight recently because he decided to donate a large part of his fortune to charitable causes. He and his wife, Priscilla Chan, have pledged to give away 99% of their Facebook shares during their lifetime through the Chan Zuckerberg Initiative, which is aimed at promoting…
These days, with so many credit card options out there, it can be tough to figure out where to start. From low-rate cards to those that offer cash back or rewards, and even specialized ones for students or business travelers, the choices seem endless. However, finding the right credit card for your needs isn’t as…
To make paying off your debt easier, you might want to think about debt consolidation. This means taking out one big loan to pay off a few smaller ones. The main perk is that you only have one loan payment to deal with, usually with just one interest rate. This simplicity is why many people…
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Two weeks ago, I talked about the crockpot and upright freezer, two of my favorite budget-friendly kitchen gadgets. It’s well known that cooking at home is not only healthier but also easier on your wallet. The right kitchen tools can make home-cooked meals simpler and quicker. Here are three other cost-effective kitchen appliances that everyone…
Walgreens and Rite Aid, the second and third largest pharmacy chains in the U.S., are set to merge. This merger will make Walgreens the largest pharmacy chain, surpassing CVS. However, before this happens, the merger needs to get through an antitrust review, which is part of a broader trend of consolidation in the healthcare industry….
Dealing with credit card debt can be really tough, leading to stress and financial hardships. High interest rates and paying just the minimum can make it hard to get out of debt. But by using some smart strategies and making a good plan, you can pay off your credit card debt in a year. Even…
As summer comes to an end, parents might have mixed feelings—some are sad while others are thrilled to get some kid-free time. Back-to-school season doesn’t just mean school supplies for kids; it’s also a great time for everyone to snag some deals. Here are five areas where you can save big during the back-to-school sales….
Finding undervalued assets for investment has been tough recently, but this might change soon with expected interest rate hikes in major economies. Because of this, more people are looking at a variety of investment options, from stocks and bonds to real estate. These days, investing in the stock market or trading forex has become much…