Many retirees who plan to stay in their homes long-term often think about reverse mortgages as a good option. But before you can take out a reverse mortgage, your home needs to meet certain eligibility requirements, which might involve some modifications to suit the changing needs of older residents. Most reverse mortgages today are called…
A Home Equity Line of Credit, or HELOC, is a type of loan that homeowners can get by using the equity in their homes as collateral. It acts like a second mortgage, with the primary mortgage being the first claim on the property. This brings us to the question: which is better for you, a…
Whether you’ve lost your job, welcomed a new baby, or are getting ready for your wedding, big life changes are a great opportunity to review your mortgage. Doing this can help you cut costs and boost your savings. Job Loss or Major Illness Losing your job or dealing with a serious illness that keeps you…
PerkStreet Financial is gaining a lot of buzz lately because of its attractive rewards checking account. When you use their debit MasterCard, you can really boost those rewards. PerkStreet’s online checking account is free and comes with great perks. You can earn rewards like coffee, music, cash or gift cards from various vendors. Plus, you…
Golf’s popularity has soared recently, thanks in large part to stars like Tiger Woods. Major tournaments, including the European Tour, are drawing huge crowds, far beyond what organizers expected. This surge in interest has led to a growing demand for golf properties and courses worldwide, with Belek, Turkey, emerging as a prime destination. If you’re…
Does getting married make a man more accountable? Car insurance companies seem to think so, and they’re ready to prove it by offering lower premiums to married men. Recently, when it was time for my husband to renew his car insurance, we decided to switch from our parents’ plan to our own. When I contacted…
Many people are drawn to investing in gold and Treasury bonds because they see these options as fairly secure compared to other investments. Treasury bonds, in particular, have stayed dependable even during past economic downturns since they’re backed by a strong global taxpayer base. This makes them appealing for folks nearing retirement who want a…
Investing can be done in various ways, with income investing and growth investing being two popular strategies, each with its own benefits and purposes. Income Investing: The main goal of income investing is to generate steady cash flow. Instead of choosing the most high-potential stocks, this strategy focuses on selecting stable investments that offer predictable…
If you’re thinking about putting together an inexpensive Halloween costume for your office party or looking for ideas for your kids, creating an imaginative, budget-friendly outfit can be pretty easy. Here are some great places to find inspiration for your affordable Halloween costume this year: DIY Costume Ideas: The do-it-yourself (DIY) approach is a popular…
Amazon is a favorite place for online shopping, offering just about any product you can think of. There are plenty of ways to save money, like free shipping, Amazon Prime, Amazon Mom deals, and the Amazon Rewards card. But did you know you can also make money on Amazon? Here are my top 5 strategies…