Small businesses often need extra cash to grow, and that’s where alternative lenders come in handy. Start-ups especially need steady funding for early-stage necessities like equipment and furnishings, while established businesses need funds to expand. Alternative lenders step in to fill the gap left by bigger banks. But why turn to alternative lenders? Big banks…
Some businesses need a special kind of insurance that isn’t covered by regular insurance plans. This led to the development of commercial combined insurance, meant for high-risk industries like construction, engineering, manufacturing, wholesale, and mining. This type of insurance offers comprehensive coverage tailored to these kinds of ventures. Within commercial combined insurance, there are customized…
The average American spends about 42 minutes a day shopping, but only about 35 minutes on social interactions. This information comes from the annual “American Time Use Survey” by the U.S. Bureau of Labor Statistics, which looks at how people over the age of 15 spend their time. Interestingly, people tend to socialize more on…
If you’re thinking about getting into real estate investing, it’s not just about diving in with your money. You need to do some research, understand what kind of investor you’d like to be, and figure out the best path for you. Real estate crowdfunding websites can be a great starting point for beginners. These platforms…
The FBI has recently warned about a rise in gift card fraud. Shared through their Internet Crime Complaint Center, they pointed out that the secondary market, where people trade unwanted gift cards for cash or buy them at a discount, is seeing more fraudulent activity. The FBI noted that scams are common on auction sites…
Loans generally fall into two main types: secured and unsecured. With secured loans, you need to provide collateral, so they usually have moderate interest rates. On the other hand, unsecured loans don’t require collateral but tend to have higher interest rates. Because of these differences, secured loans like title loans are often seen as a…
Starting a business involves a lot of steps, including getting the right insurance. While everyone knows having insurance is important, it’s more than just checking a box. A single lawsuit can wipe out a business that isn’t insured. If you think your coverage might be lacking, the information below is essential. Signs You’re Underinsured Most…
With the festive season approaching, it’s time to plan your holiday shopping, and those costs can add up fast. Thankfully, there are some great apps out there to help keep those expenses in check. Whether it’s through discounts, coupons, rebates, or price comparisons, these popular apps can really help your budget. ### IBOTTA Ibotta is…
As a self-employed professional, I’ve worked with various e-commerce platforms, mostly handling backend tasks like setting prices and adding new products. This was often a lot of work, requiring me to sift through numerous pages and lines of code just to make simple changes. Many platforms also wanted an integrated blog, and back then, WordPress…
I’ve been talking about Peer-to-Peer (P2P) lending for awhile now. To me, it’s a great alternative to traditional banking and other less favorable investment methods because it gives you full control over a digital platform. But, I get why some people might be hesitant about it. Since it’s a relatively new concept and not everyone…