Spread betting is a straightforward and easily accessible form of investment that you can do online or using your mobile device. With reliable platforms like ETX Capital, you can engage in spread betting on commodities, indices, and Forex currencies. Essentially, it involves predicting the value differences between two chosen asset pairs, and your earnings depend…
The stock market has hit its lowest point since 2008 due to various factors. Issues such as instability in China, uncertainty from the Federal Reserve, falling oil prices, and stagnant earnings growth have contributed to the decline on Wall Street. These problems have already wiped out 6% of the S&P 500’s value this year. Despite…
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Raising kids is a big financial commitment. On average, it costs over $300,000 to raise a child from birth to 17 years old, and that doesn’t even include college expenses! So, starting a college fund for your kids is a great way to help them smoothly move into adulthood. Wondering how to start? The Real…
A study by Confused.com found that about one in five drivers, roughly 924,000 people, have a prior driving conviction. If you’re one of them, you’re not alone. These convictions can come from various reasons like speeding or using your mobile phone while driving, and they usually impact your insurance premiums. However, if you have motor…
Some businesses need a special kind of insurance that isn’t covered by regular insurance plans. This led to the development of commercial combined insurance, meant for high-risk industries like construction, engineering, manufacturing, wholesale, and mining. This type of insurance offers comprehensive coverage tailored to these kinds of ventures. Within commercial combined insurance, there are customized…
Barnes & Noble’s financial situation looks pretty bleak after their third quarter results. The well-known books and music retailer reported a bigger loss compared to the same time last year. One of the biggest worries is that their long-term debt has tripled in just a year, now standing at a massive $192 million. Their cash…
Life insurance isn’t like auto insurance – you aren’t required to have it. It’s more of an optional product that some people decide not to get. However, in many cases, especially for those with families or certain financial responsibilities, having life insurance can be really important. Let’s look at some examples where life insurance makes…
Evaluating a bank might seem tough, but you really only need to look at three things before choosing a new one. Since modern banking began in 1865, over 17,300 banks have failed. To avoid banks that might go down this path, investors should focus on those with a proven record of efficient operations and careful…
Although gold prices seem to be dropping right now, they are still more than $1,800 per ounce. If you’re running low on cash and have some gold items like jewelry to sell, this could seem tempting. No matter if you decide to go to a jeweler, a pawn shop, a mail-in gold buyer, or even…