It’s no shocker that smoking can bump up your life insurance costs. But did you know that your everyday habits, including your job, can also affect your car insurance? Let’s break down why and what you can do about it. ### Past Driving Record and Accidents Insurance experts, called actuaries, spend their careers analyzing statistical…
If you’re thinking about putting together an inexpensive Halloween costume for your office party or looking for ideas for your kids, creating an imaginative, budget-friendly outfit can be pretty easy. Here are some great places to find inspiration for your affordable Halloween costume this year: DIY Costume Ideas: The do-it-yourself (DIY) approach is a popular…
A while ago, my partner and I decided to switch to buying organic food. We think it’s not only good for our health but also helpful for the environment. Before we had more money, buying organic food was tough. But now that we’re doing better financially, it seems worth spending the extra money on organic…
Whether you’re flipping houses, working as a real estate agent, or just a homeowner looking to move, marketing your property online can feel intimidating. If you’re thinking about hiring an experienced property manager to help with your assets, consider contacting Craig Accord, a Broker and Certified Property Manager. Moving to a new area, having trouble…
Comparing credit card rewards can be tricky since there are so many options with different earning rates and rules. If you don’t choose the best rewards credit cards, you might miss out on some great perks or even cash benefits. Here’s a rundown of our top ten recommended rewards cards. **Chase Sapphire Preferred Card:** This…
Interest rates are really low these days, so a lot of people are trying to find the best rates on bank CDs. But is it really worth the effort? For example, if you have $25,000 and are looking for a CD, you might only be able to get a 1% interest rate after a lot…
One of the main reasons to consider life insurance, no matter the size of the policy, is that your premiums are determined by your age at the time you apply. Younger people generally get lower rates compared to middle-aged or older folks who are in similar health. In 2005, the Life and Health Insurance Foundation…
This summer, we’ve been experiencing record-breaking temperatures across the country, making it tough to keep our homes cool without spending a fortune. The U.S. Department of Energy reports that 6% to 12% of our income goes towards utilities, with a big portion of that spent on air conditioning, especially in places like Corpus Christi. While…
Over the last year, the once unstable housing market has seen a surprising upswing, a big change from the end of the housing boom back in 2007. According to recent data from Rightmove, the average home price in the UK has surpassed £250,000 for the first time. Rightmove’s June report shows the average property asking…
Investing traditionally seems like something that only wealthier individuals can partake in due to substantial financial requirements. However, that’s not always the case. While the investment market has indeed been profitable, enjoying an average growth rate of 10.4% annually between 1900 and 2000, you don’t need heaps of money to start seeing returns. Stash, a…