Pinterest has kicked off a whole new wave for DIY fans. If you’ve just moved into a home that could use some refreshing, or if your current place is due for a facelift, chances are you’ve spent quite some time browsing Pinterest for inspiration. As a homeowner myself, I understand the excitement of spring and…
Buying new furniture often feels unavoidable when your old pieces are worn out. But it doesn’t have to break the bank. There are smart strategies to find fantastic furniture deals that will make both you and your wallet happy. **Consignment Sales** Many people overlook consignment sales when hunting for furniture. These sales are usually associated…
Recent research shows that if an average smoker quits smoking around the age of 20, they could easily become a millionaire by retirement. Paul Claireaux, in his report for the Investor’s Chronicle, explains that investing the daily cost of a pack of cigarettes (£7.60) into retirement funds starting at age 20 could grow to almost…
In recent months, American consumers weren’t spending as much as expected. However, it looks like they’re gradually getting back to shopping, though they’re being more choosy. The retail world has always been super competitive, much like a “survival of the fittest” scenario. Recently, this competition has become even clearer, with a noticeable split between the…
Dealing with credit card debt can be a major stressor for many people. High interest rates and minimal payments can make it feel like you’re getting nowhere. But with the right plan and some smart actions, it’s actually possible to get rid of credit card debt within a year. Even if you’re starting later in…
Many people look forward to the big discounts on Black Friday, but some of us are not too keen on spending a lot on holiday gifts. While I love the joy of giving, we’re currently paying off leftover bills and my husband’s student loans from grad school, so I want to avoid overspending. If you’re…
Investing is definitely something you need to think about in the long run. Quick returns are rare, so it’s easy to feel let down when things don’t go as planned. With recent market underperformance, some people start doubting their financial choices. However, if you stay motivated through the ups and downs, you can reach your…
Maintaining your kitchen and bathroom can significantly increase your home’s appeal. Before selling your house, consider some small updates, like refreshing the backsplash, painting the cabinets, changing the cabinet hardware, or upgrading appliances. I recently sold my house and noticed the benefits of some quick kitchen updates. These small projects can be done quickly and…
How much do you spend on groceries each month? According to Value Penguin, the average American household spends about $500 monthly on food. However, this number might be a bit underestimated. I know many families who spend over $700 each month on groceries. In our household, we spend around $350 a month on groceries and…
Believe it or not, your credit score is pretty important. It can affect job opportunities, how much interest you pay on loans, and whether you can even get a loan at all. Since the Great Recession and the housing market crash, getting a loan has become tougher. A FICO score of 650, which used to…