Thinking about buying a house? One of the biggest financial hurdles you might face is making a down payment. Typically, it’s recommended to put down at least 20% of the home’s price. This gives you some equity in the property and helps you avoid private mortgage insurance (PMI), which adds to your monthly mortgage payments….
Comparing credit card rewards can be tricky since there are so many options with different earning rates and rules. If you don’t choose the best rewards credit cards, you might miss out on some great perks or even cash benefits. Here’s a rundown of our top ten recommended rewards cards. **Chase Sapphire Preferred Card:** This…
Who doesn’t love the idea of traveling to an exotic place or going on an exciting road trip? Taking a break from the usual routine is always refreshing. When you arrive at your destination, there are so many sights to see, foods to taste, and cultural experiences to enjoy. While these memories stay with you,…
Whether you’ve lost your job, welcomed a new baby, or are getting ready for your wedding, big life changes are a great opportunity to review your mortgage. Doing this can help you cut costs and boost your savings. Job Loss or Major Illness Losing your job or dealing with a serious illness that keeps you…
Your credit score is an important part of your financial life, influencing everything from loan amounts to your ability to make big purchases. If your score is holding you back, it’s time to take action. Here are some practical tips to boost your credit score quickly and save money in the long run. START BY…
I’ve been talking about Peer-to-Peer (P2P) lending for awhile now. To me, it’s a great alternative to traditional banking and other less favorable investment methods because it gives you full control over a digital platform. But, I get why some people might be hesitant about it. Since it’s a relatively new concept and not everyone…
Fantastic family holidays are often built on memorable experiences and quality bonding time, but organizing a trip on a budget can be quite a challenge. Trying to reduce costs while ensuring kid-friendly activities can feel overwhelming. Don’t worry, though, regardless of how big your family is, you can enjoy an extensive vacation without breaking the…
With the festive season approaching, it’s time to plan your holiday shopping, and those costs can add up fast. Thankfully, there are some great apps out there to help keep those expenses in check. Whether it’s through discounts, coupons, rebates, or price comparisons, these popular apps can really help your budget. ### IBOTTA Ibotta is…
According to PWC, American shoppers are expected to spend around $1,530 on gifts, travel, and leisure activities this holiday season, marking a 7% increase from 2022. About 40% of consumers plan to spend more than they did last year. The rising costs can make holiday planning both financially and emotionally taxing, particularly if you and…
With gyms being closed for quite a while recently, many of us joked about constantly raiding the fridge while working from home. But kidding aside, it’s crucial to prioritize our health and fitness. Without good health, even simple daily tasks and achieving our goals can become tough. Although gyms are starting to reopen, it’s important…