When you’re out shopping, you’ve probably been asked to join a store’s loyalty program at the checkout. We’re not talking about store credit cards, but programs that reward you for frequent shopping. Loyalty programs come in many forms, like punch cards that give you a free item after so many purchases, points systems where you…
With rent prices constantly going up, fewer people are able to make the jump from renting to owning homes. More and more renters are finding that a big chunk of their income is going towards rent, which makes it tough to save money for a future down payment. Zillow’s latest report shows that less renters…
Feeling weighed down by all those bills? Growing up, I always heard that paying bills is just a part of life. But that doesn’t mean you should constantly feel broke because of them. If your bills are sky-high and making life tough, don’t think you’re stuck. You can try different ways to lower your bills…
Life insurance is a crucial investment, especially if you have a family that relies on you. Think of it as a financial safety net for your loved ones in case anything unfortunate happens. The key is to pick the right coverage plan so you don’t end up paying too much or too little, or getting…
I love enjoying a good glass of wine, whether it’s while cooking dinner or after the kids are in bed, because, let’s be honest, being a parent can be tough! Of course, everyone has their own taste. For me, the best wines are those that offer a variety of flavors, have a smooth texture, and…
Small businesses often need extra cash to grow, and that’s where alternative lenders come in handy. Start-ups especially need steady funding for early-stage necessities like equipment and furnishings, while established businesses need funds to expand. Alternative lenders step in to fill the gap left by bigger banks. But why turn to alternative lenders? Big banks…
Has life gotten more expensive? It sure feels like it. Over the past few years, prices for many household items and services have gone up a lot. Here are some common examples and tips on how to manage these rising costs: **Sports Equipment** You wouldn’t believe how much sports gear costs these days. For example,…
As winter fades and spring warms up, the United States is set to experience some intense weather this year. We’re talking about floods, earthquakes, and hurricanes, which will cause massive damage costing billions and affect millions of lives. Many homeowners think their insurance will cover these disasters, but sadly, this isn’t always true. Standard policies…
Alternative energy refers to any source of energy that can replace traditional fuels without depleting our natural resources. By adopting these energy sources, we can protect the environment and significantly cut down on pollution, which is crucial for sustainability. There are many different alternatives and products available that help generate clean energy and support environmental…
Is online banking better or should you stick with a traditional bank? Since 2011, about 700 million people have opened bank accounts, and many now prefer online banking over local banks or credit unions. I personally find online banking saves a lot of time, but I understand why some people prefer traditional banks. If you’re…